Terms of Service

1. What Paypal is

Paypal is a private contribution tracker for a closed group of friends. It does not process payments, hold funds, or transfer money. It is a record-keeping tool only.

2. Eligibility

You must be invited by an existing member of the group to use Paypal. Accounts are for personal use only.

3. Your account

You are responsible for keeping your password safe. Do not share your login with anyone. If you suspect your account has been accessed by someone else, contact the admin immediately.

4. Contributions

Contribution amounts, due dates, and methods are set by the group admin. Paypal records what the admin enters. If you believe a record is wrong, contact the admin — do not attempt to modify records yourself.

5. Acceptable use

You agree not to:

• Use Paypal for anything illegal
• Attempt to access another member's account
• Upload malicious code or attempt to break the site
• Share your account credentials with non-members

6. No financial advice

Paypal is not a bank, payment processor, or financial advisor. Nothing on this site should be treated as financial advice.

7. Availability

We aim to keep Paypal running, but we make no guarantee of uptime. The service is provided "as is" and may change or be discontinued at any time.

8. Limitation of liability

Paypal and its admin are not liable for any losses arising from use of this site. Since no money moves through Paypal, the financial risk is limited to record-keeping errors, which we will correct on request.

9. Termination

The admin may remove any account at any time, for any reason, including inactivity or breach of these terms.

10. Changes

We may update these terms. Continued use after a change means you accept the new version.